Geographical location
Mineral resources
Social and economic development
Investment climate
Foreign trade
Social standard of living
The regional budget
Financial market
Small and medium sized enterprises
Industry
Agriculture
Transport and road facilities
Communication and informatization
Construction
Labour market
Touristic potential
Hotels
Social sphere
financial market
The regional banking system comprises 2 credit institutions with 6 branches, 7 bank branches, 103 additional offices, 59 out-of-the-office cash counters, 76 operating offices, 9 credit offices and 2 non-resident credit institutions.

In 2013 the volume of credits provided for citizens and companies working in a real sector of the economy increased by 30,7% in comparison with 2012. The consumer loans in 2013 rose up to 18,8%, loans for entrepreneurs and legal entities - 35,8%. The main part of loans (93,3%) was given in RF rubles.

Dynamics of the average weighted interest rate for legal entities in 2013:

DateInterest rate, %
I term 201310,11 - 12,13
9 months 20139,89 - 12,13
20139,89 - 12,13

THE LARGEST BANKS OF THE SMOLENSK REGION

№BankAddressTelephone
1.OJSC “Sberbank of Russia”

214025 Smolensk N.-Neman St., 238 (4812) 32-99-66 
2.Bank VTB (OJSC)

214000 Smolensk Prospekt Gagrina
St., 5A		8 (4812) 49-96-04 
8 (4812) 49-96-29
3.“Gasprombank” (OJSC)

214004 Smolensk Nikolaeva St., 27A8 (4812) 64-49-86
4.OJSC “ROSSELKHOZBANK”

214000 Smolensk Kommunisticheskaya
St., 4Б		8 (4812) 38-14-41
5.“SKA-Bank”

214000 Smolensk B. Sovestkaya
St., 26/9		8 (4812) 20-16-19
6.“VTB 24 (CJSC)”

214014 Smolensk Isakovskogo St., 58 (4812) 64-73-43
7.OJSC “ROSBANK”

214000 Smolensk Prospekt Gagarina
St., 10/2		8 (4812) 31-95-00
8.CJSC “Raffeisenbank”

214000 Smolensk Zhukova St., 98 (4812) 20-66-26
9.OJSC “Promsvyazbank”

214000 Smolensk Przhevalskogo
St, 7a		8 (4812) 32-81-83
10.OJSC “URALSIB”

214000 Smolensk B. Sovetskaya
St., 4A		8 (4812) 38-95-36
11.OJSC “Svyaz-Bank”

214020 Smolensk Shevchenko
St., 1/35		8 (4812) 64-68-88
12.CJSC “Russian Standard Bank”

214018 Smolensk Kirova St., 558 (4812) 31-53-55
13.Llc. “Home Credit Bank”

214000 Smolensk Engelsa St., 248 (4812) 62-50-25 
8 (4812) 38-15-62
14.JSC “National Bank “Trust”

214004 Smolensk Nikolaeva St., 198 (4812) 65-99-95 
8 (4812) 64-07-00
15.Llc “Rusfinansbank”

214019 Smolensk Tramvayny Proezd, 48 (4812) 62-21-60 
8 (4812) 61-05-63
16.OJSC “Rosgosstrakh Bank”

214013 Smolensk Kirova St., 13/158 (4812) 55-25-46
17.CB “Uniastrum Bank”

214018 Smolensk Prospekt Gagarina,
26		8 (4812) 64-48-77
18.“All Russia Bank for Regions Development”

214000 Smolensk Kirova St., 268 (4812) 25-02-38 
8 (4812) 25-02-39
19.OJSC “Baltinvestbank”

214000 Smolensk Marshala Zhukova
St, 9		8 (4812) 31-93-97 
8 (4812) 32-99-55
20.OJSC “Russia”

214018 Smolensk Novo-Roslavlaskaya
St., 3a		8 (4812) 30-12-30
21.OJSC “Gasenergobank”

214000 Smolensk Nikolaeva St, 15A8 (4812) 20-14-20
22.Llc CB “Renessans Capital”

214018 Smolensk Prospekt Gagarina,
12B		8 (4812) 24-44-87